Products & Services

My focus is helping you improve your quality of life through the recommendation and implementation of quality products and services. We offer a wide variety to help you address today’s personal and business financial problems and help you to prepare for the future.

PERSONAL STRATEGIES

Financial Resource Services 

  • Life & Disability Income Insurance Needs Analysis
  • Review of Savings and Investments  
  • Budgeting and Cash Flow Study  

Tuition Funding Programs

  • College Costs Analysis 
  • 529 College Savings Plans 
  • UGMA Accounts

Retirement Solutions

  • Retirement Plan Analysis
  • Individual Retirement Accounts (IRAs)    
  • Long-Term Care Insurance 

 Investment Products

  • Mutual Funds  
  • Brokerage Accounts
  • Money Management  
  • Fixed and Variable Annuities 

Estate Planning

  • Estate Preservation
  • Tax Reduction Strategies
  • Charitable Giving  
  • Survivorship Life Insurance

BUSINESS STRATEGIES

Business Continuation Planning

  • Funding Option Analysis
  • Buy - Sell Strategies
  • Family Business Succession Planning
  • Key Person Insurance 


Executive Fringe Benefits

  • Executive Bonus Plans
  • Split Dollar Insurance
  • Deferred Compensation Funding 
  • Salary Continuation Plans
  • Non-Qualified Executive Fringe Benefits 
Employee Benefit Program
  • Life and Disability Income Insurance
  • Pension, Profit Sharing and 401(k) Plans
  • Payroll Deduction Plans
  • SEP and SIMPLE IRAs
  • Non-Qualified Retirement Programs

Estate planning is accomplished by working in conjunction with the client’s tax and legal advisors.