About Jeff Zemito

I established my practice in the Financial Services Industry in 1997. With a focus in the investment arena, I assist my clients in addressing problems and risks associated with taxes, market fluctuations and varying economic conditions while stressing the concepts of portfolio diversification, rebalancing and systematic portfolio review. The resulting plans remain consistent with my client’s tolerance for risk, while being designed to attain their financial goals.

In addition to serving on Skylight Financial Group's management team as the agency Annuity Specialist, I am also a member of the Advisory Group.  I have been an annual qualifying member of the Million Dollar Round Table (MDRT) since 2002, which is an elite distinction as only 1% of the worldwide population of financial and insurance professionals achieve. I was honored to receive Skylight Financial Group's 2011 Silver Associate of the Year and the 2008 Associate of the Year. These awards are given for tremendous business performance and growth, leadership within the agency, including training and consulting work with management and demonstrated excellence in servicing clients. I have also qualified for the Court of the Table Member of the MDRT and qualified as a MassMutual Leaders and Blue Chip producer.  I have earned multiple industry and company awards including a four time winner of the NAIFA National Quality Award, 2007 and 2008 Annuity Leader, Planner Growth Award and have earned the advanced industry designation of LUTCF (Life Underwriter Training Council Fellow). 

My experience and expertise have allowed me to help my clients reach their financial goals whether they are focusing on one particular financial area, such as retirement planning, or by combining all six key financial areas in our financial planning process.  I recognize that not everyone has the same goals and believe that a financial plan and/or portfolio should benefit my clients by choosing the right investment and insurance program.  I help make difficult financial decisions easy for my clients by providing sound ideas based on their needs while utilizing my network of resources.

Mission Statement

To establish trustworthy relationships with individuals, families and businesses by demonstrating integrity, true concern and excellent ongoing service.  A desire to protect income and those that are loved by maximizing savings and returns while minimizing risks and taxes.  Offer innovative solutions to life’s financial and insurance needs while working hand in hand to give my clients peace of mind. 

A Disciplined Approach

Allocating assets and recommending investments and products based on a clear understanding of your objectives, priorities, time horizon and risk tolerance.

Stress the Concepts of:

  • Fully Integrated, Comprehensive Financial Planning 
  • Portfolio Diversification and Rebalancing*
  • Systematic Investing (Dollar Cost Averaging)*
  • A Long-Term Perspective
  • Systematic Portfolio and Plan Review

*Asset-allocation, diversification, dollar cost averaging and rebalancing does not ensure profit or guarantee against a loss in a declining market.